<h5>In which countries was the UPI service launched?</h5><p>India’s Unified Payments Interface (UPI) service has recently been launched in Sri Lanka and Mauritius. This launch comes a week after UPI was launched in France. Indians visiting these nations can now use UPI to make payments.</p><p>At the time of writing this, payments through UPI are now accepted in seven foreign countries. The countries are France, the United Arab Emirates (UAE), Mauritius, Sri Lanka, Nepal, Bhutan, and Singapore.</p><figure class="image"><img src="https://firebasestorage.googleapis.com/v0/b/newsahoot.appspot.com/o/india-s-upi-launched-in-two-new-countries%2FUPI%20Map.jpg?alt=media&amp;token=d8086497-2959-4b2a-93ea-8821757df02b"><figcaption>Map showing the seven foreign countries where UPI can be used. Photo by MyGovIndia.</figcaption></figure><h5>So, what is UPI?</h5><figure class="image"><img src="https://firebasestorage.googleapis.com/v0/b/newsahoot.appspot.com/o/india-s-upi-launched-in-two-new-countries%2FPaytm.jpg?alt=media&amp;token=8c264631-2a1c-4137-8332-2c6c85943345"><figcaption>A vendor keeping a QR code for UPI payments. Photo by Dilip Asbe.</figcaption></figure><p>UPI is a mobile payment method that allows users to instantly send money between bank accounts. The National Payments Corporation of India (NPCI) launched UPI in 2016. When sending money via UPI, each user must have a unique ID, known as the UPI ID. This ID is a unique identification for a bank account, allowing people to transfer and receive funds from one bank to another.</p><p>To send money using UPI, a person must use a UPI-enabled app. First, the user must input the required amount after entering the recipient's information, such as UPI ID, registered phone number, or through scanning a QR code. Then, they must choose the bank account from which the money will be deducted.</p><p>Finally, the user enters the UPI PIN to make the payment. The recipient receives a notification after they receive the payment. Using UPI is very simple. However, we must be careful when using its services.</p><h5>Why should we be careful while using UPI?</h5><p>We must keep in mind that UPI transactions are irreversible. That means it cannot be reversed once we have successfully sent money to someone. UPI transactions can only be reversed while they are still pending or unsuccessful.</p><p>So, we must be cautious while sending money to someone. Always carefully enter a person’s mobile number or UPI ID before sending money. Only make payments to those you trust (be it a shop, person, website, etc.) and get your parent's permission before using UPI.</p><p>If a wrong payment is made, we can approach the person to whom the payment has been made. We can politely request them to return the money. If they agree, they can quickly return the money through another UPI transaction.</p><p>Otherwise, we must approach the bank or the UPI app provider to help us get our money back (but this can be a lengthy and tiresome process).</p>

UPI services have been launched in Sri Lanka and Mauritius.

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